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At DirectPointe Financial Service (DPFS), we pride ourselves on our ability to engineer the optimum financing and leasing solutions for our customers' financing requirements, using a variety of innovative financial techniques to meet each customer's special financial, accounting and tax needs.
Equipment Secured Financing
We provide flexible financing for your equipment financing and capital expenditure needs. Whether you need to finance one discrete piece of equipment or require funding for your annual capital expenditures, we have the programs to meet your needs. We offer capital expenditure lines of credit to accommodate extended funding periods, to include both used and new equipment.
Sale Lease-Back of Equipment
Under this type of structure, DPFS purchases existing equipment from you at its current Fair Market Value and then leases that equipment back to you. This allows you to free up capital invested in the equipment and may also afford off-balance sheet treatment. This structure may provide a capital gain for income reporting purposes and decrease balance sheet leverage.
Lease Structures (True, Synthetic and Finance Leases)
We offer a full complement of leasing products to meet your particular needs. With a true lease structure, DPFS owns the equipment which may provide you off-balance sheet treatment in conjunction with lowering the implicit cost when compared to traditional financing. This product is particularly beneficial in those instances where a company cannot utilize the depreciation benefits associated with ownership, or when a company's credit ratios need to be managed. A true lease structure can also help mitigate the risk of obsolescence in owning equipment. The synthetic lease is a hybrid product that may provide both off-balance sheet treatment as well as allowing the lessee to retain depreciation benefits for tax purposes.
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